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Less uncertainty - what do we do now?

At the end of last year we were all talking about the "fiscal cliff." At the beginning of this year, the American Taxpayer Relief Act was passed and signed by the president, bringing about a lot of changes. 

In our video this month, Joe Chornyak talks about the types of investments we should be thinking of as we go into the new year.

Note: Variable annuities are long-term investments designed for retirement. The value of the variable investment options will fluctuate and, when redeemed, may be worth more or less than the original cost. Withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. If withdrawals and other distributions are taken prior to age 59½, a 10% federal tax penalty may apply. A withdrawal charge may also apply. Withdrawals will reduce the value of the death benefit and any optional benefits. Guarantees extend to the claims-paying ability of the user.
 
 

We'd be glad to speak to you personally about your financial investment needs and concerns. Please contact us at 614-888-2121 (or toll- free 877-389-2121), or send an e-mail to: chornyak@chornyak.com.

With more than 30 years' experience in the financial planning field, Joe is the managing partner of the firm. His financial advisory philosophy is based upon broad investment diversification and conservative risk taking.He separately holds Series 7, 63, and 24 registrations as an Investment Adviser Representative of Commonwealth Financial Network®. In 2009, Joe was named among the nation's top investment advisors by Barron's1 and was listed among the top 25 independent financial advisors in the United States by Registered Rep2 magazine in August 2010. He attended The Ohio State University business program and received the CERTIFIED FINANCIAL PLANNER™ professional certification in 1982.1Ohio advisors based on assets under management.2National survey based on assets under management.
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