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Financial News From Chornyak & Associates

Where should we place our emphasis in savings and investment?  It's a question that we at Chornyak & Associates face frequently. The website Consumerism Commentary looks at both sides of the issue and comes up with some sound thoughts.  The answer?  It's a "moveable goal." 

Do you enjoy shopping online?  It can be timesaving, cost-effective, and fun. However there are some pitfalls to avoid.  This month Commonwealth Financial Network brings us some useful suggestions for what to be wary of when using computer-shopping alternatives. But will this retail channel ever take the place of a good trip to Macy's or Nordstrom? 
It's often a daunting task to even begin to think about drawing up a Last Will and Testament. The Wall Street Journal's "Market Watch" ran an extremely helpful article recently that sets down some rules for creating that document - both what and what not to do.

I was fortunate enough to be invited, among the top 75 independent financial advisors in the U.S., to the 2013 Barron's Winners Circle Top Independent Advisors Summit in Orlando in March. This conference is always extremely informative, and gives me an inroad to the latest thinking in the financial services industry. 

We're always here to answer your questions: 614-888-2121 or by email at

With more than 30 years' experience in the financial planning field, Joe is the managing partner of the firm. His financial advisory philosophy is based upon broad investment diversification and conservative risk taking.He separately holds Series 7, 63, and 24 registrations as an Investment Adviser Representative of Commonwealth Financial Network®. In 2009, Joe was named among the nation's top investment advisors by Barron's1 and was listed among the top 25 independent financial advisors in the United States by Registered Rep2 magazine in August 2010. He attended The Ohio State University business program and received the CERTIFIED FINANCIAL PLANNER™ professional certification in 1982.1Ohio advisors based on assets under management.2National survey based on assets under management.
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