Foreclosure rates declined in Ohio’s major metropolitan areas in the first quarter of the year. The analysis by Attom Data Solutions, formerly known as RealtyTrac, shows foreclosure filings were down 45 percent in the Columbus area compared with the start of the Great Recession. Foreclosure filings were down 59 percent in Cleveland, 45 percent in Toledo, 38 percent in Dayton, and 28 percent in Cincinnati. The firm says the declines are partially due to the enactment of tougher lending standards by banks. Nationally, first quarter foreclosures fell by 16 percent.